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Looking for a rent to own option?

Rob Sinclair Equipment Finance is proud to offer a rent to own option to it’s clients. Since 2011 RSEF have been the go to providers for small to medium business owners looking to start, grow and establish their businesses not only with traditional mainstream lending, but with Australia’s leading Rent to Own facility.
100+ Trucks, trailers and pieces of heavy equipment in stock now

Rent To Own

Also known as “Rental”, the lender has ownership of the equipment and rents to the client. Rental repayments can be structured to suit individual client circumstances. At the end of the rental term the client can hand the equipment back with no more to pay, or purchase the equipment at an agreed price – which may only be a nominal amount, subject to the previously agreed rental structure. All rental repayments are fully tax deductable, subject to Client qualification with the ATO.

Rent To Own Gives you Another Option

Rent To Own is predominantely used for start-up businesses or for those clients who may have some past credit issues, but who have fully recovered. It is also used for those businesses that require off balance sheet funding. Rent To Own is not commonly available in the market place. However, it is a core product at Rob Sinclair Equipment Finance, we understand it and know how to help you make it work for your business.


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We secure high approval rates for our clients!

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We get our customers loans settled fast.

Apply online and get approved fast

The online application process is quick and easy, and should only take about 10 minutes to complete.

This depends on how much you are looking to borrow and your particular circumstances. Our normal approval timing is two clear working days.

Documentatino and settlement can occur within a few hours of recieving an approval (subject to swift reciept of supplier invoices)

No! Dealing with the lender is our job.

We are accredited with all major lenders, in addition to, a number of smaller lenders

Once you have provided the information required we will asses which lender would prove the best ‘fit’ for your circumstances and requirements.

When we have matched you with a lender we then handle the full application process on your behalf using the information you have provided.

We need to understand your business. For this reason, we contact all of our clients personally. Once we have an understanding of your business and the type of finance you would like to secure, we can then discuss the requirements for your specific situation.

For most applications we require:

  • Drivers Licence number and medicare card details.
  • Corporate business structure (Sole trader, Company or Trust)
  • A summary of years established, work on hand, major contracts held and current financial commitments.
  • Financial accounts and information. We are able to contact your accountant direct to arrange all the details we require on your behalf. All you need to do is authorise your accountant to forward the information direct to the team at RSEF.

Once you have been approved we take care of the invoice from your supplier and prepare the finance documents.

Finance documents requiring your signature can be e-mailed direct, or alternatively we can come to your place of business or visit our office in Adelaide.


Once the finance documents have been signed and returned to our office we  complete the settlement process with the chosen lender. Finally, we notify your supplier they have been paid and you can collect your equipment.

The RSEF application process is designed to minimise the amount of time you need to dedicate to the loan process. We handle all of the work following up accountants, lenders and suppliers so you don’t have to.

100+ Trucks, trailers and pieces of heavy equipment in stock now

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